After having read his book on trusts (a must read!), I had a great conversation with Derek before even committing to do business with Harbour & Associates. Dereks generosity with both his time and knowledge is tremendous and ultimately convinced me that partnering with Harbour was the right decision. If youre wondering whether this is the right decision for you then I highly suggest scheduling a meeting with Derek.

Derek took the time out to meet with me on a Saturday morning. That alone speaks volumes. Our discussion was engaging and mind opening. I now have a newly acquired strategy to implement in solving my problem. Awesome session indeed. Thanks a mil Derek!!!

Derrek is a great person, excellent at his job. Multidimensional thinker. He is solution orientated. True value for money.

Wonderful and challenging insight from Derek. Thank you for being so different, available; sharing your experiences and knowledge...appreciated.

Thank you Derek for such valuable insights and your generosity. I thoroughly enjoyed our conversation and will be engaging with you further. You are a gift. Bless you

Horrible after service received from the Director to the admin. Will not advice anyone to register new company using thier service. Once is registered they use thier logins as tax practioner where SARS matters is concern, ask them to remove themselves you will be sent from pillar to post.Its been a year that I am unable to submit my companys tax return as they want me to do it through them so they continue to charge me for something you can easily do on efilling.Numerous attempt to make contact with them however no positive outcome. Instead they do not even respond.

Had a very insightful engagement with Derek who so generously shares his time, knowledge and expertise. Would highly recommend!

The consultation with Derek was bespoke to my business requirements, Thank you!

Thanks very much Derek, you have and continue to be a trusted mentor and advisor to me through all the challenges I have experienced and the achievements I have attained since first meeting you many years ago. Your guidance is invaluable to me and it goes beyond career and business.

Very knowledgable and helpful expert in tax and accounting. Always a pleasure to work with Derek and his team

Had a very insightful session with Derek, he willingly shares his insights and delves deeper than the common knowledge. Great value! even more so as the session is free . . .

There’s very little more to say about this gentleman.Very Professional, very motivating, knows his subject matter, and gets things done. Some things you have to see for yourself.May need more than that five. Thanks Derek.

Derek is truly generous in giving out such valuable insights, the session was very informative. It is a privilege to be able to draw on such a wealth of experiences! Many thanks Derek!

Derek has provided me with invaluable insights into what to focus on when starting a new company, gleaned from his experience and vast knowledge base. To top it off, he did it all free of charge.

Derek is unselfish in sharing his knowledge and breaking down terminologies into laymans terms. A rare individual who seeks no monetary compensation for his consultation and time.

Thank you for accepting my meeting request. I learned a lot about using Trusts and Estate planning . Really appreciate how you took time to understand my needs. I look forward to reading your book .

When speaking to Derek, it is like he can read your mind and always knows what the best options are and always knows exactly what we need to even if we describe our needs as the major complex situation when actually after speaking to Derek, it is so simple. He offers something far more valuable and that is his time. Thank you for meeting with us.

Derek is a wealth of knowledge. I found our conversation most valuable. Thank you Derek!

Dereck is the best. Responds in time and assists in the best possible way. Not to mention FREE meetings.😊😊😊

Derick is an incredible and extremely knowledgeable person. He is so generous with his time and I cant imagine dealing with someone else on many matters. Service is responsive and professional.

Thank you so much to Derek. You were so friendly and helpful. And assisted me . i would recommend many people to please use Derek and his company Harbour and Associates, Excellent service and i am very greatful and thankful that angels do exist, thanks Derek

Thank you for the meeting Derek, you shared some insights and were a great help. Looking forward to more learning with you.

I have had many dealings with Derek Harbour over the years, he is a highly skilled and knowledgeable accountant and gave me some insightful and valuable information with regards to Trusts. Highly recommended!

Had a very informative and interesting meeting with Derek. He is wealth of knowledge regarding Trusts. Really enjoyed the session.

Hello Derek. Thank you for sharing your extensive knowledge on the mechanics of setting up trusts. Complex concepts were explained clearly. It is obvious that you have gained these insights through real life experiences.

Doing the same thing expecting different results is madness. My session was on trusts but Derek we touched a lot of fundamental aspects that l need to change course in order to achieve my desired end . It has been the best two hours in my life. Thank for reaching out

The service was excellent, special thanks to Tumi who was courteous and went an extra mile. 5 star experience*****

Thanks very much Derek, most informative. Really appreciate the advice.

Fast and efficient. Thank you for your great service

Great service at reasonable price!

Thank you Derek. Extremely knowledgeable and generous. I enjoyed most how you were able to explain concepts in a manner that was easy to comprehend. Definitely a relationship I will continue with.

Outstanding. Derek gave me a Masterclass on the structuring and management of a Trust. I wish I had learned the things that he taught me 30 years ago before I made wrong decisions on Wealth Management.Thanks Derek for your unselfish approach to knowledge sharing.

Thank you, Derek for being so helpful. You have a great passion for what you do and it shows in your work. Thank you for assisting me to gain knowledge and a better understanding of the concepts. You are one in a million.Joline Smuts

Google 5 star review. Hi Derek, thank you for your patience and wealth of knowledge. Your insights and advice was highly beneficial for my business endevours. Thanks again and Ill definitely keep in touch.RegardsThemba N

Derek is certainly one of the best at trust, he provides real valuable solutions and he clarify and simplify it in a manner that’s easy to understand. I certainly recommend you connecting with him.

What a lovely experience! I got great advice, and some wonderful conversation at the same time. Derek is knowledgeable and provides a wealth of information quickly and in a manner that is easy to digest. I highly recommend his service.

Derek really help a lot. He opened my eyes with some ideas that will help with future business. Will defiantly use him in future.

Derek I amazing and incredibly insightful!!! He has given me such sound advice regarding usufract rights and how to go around this!!! I recommend phoning or dealing with Derek for any investment opportunity you might have!!!!

Thank you Derek for all the time you have devoted to my many and varying questions and Trust queries. Always a pleasure to deal with you. I thoroughly enjoyed your book and refer to it often.

Excellent expert, highly recommended

I have really had a fantastic time and this was peace of an advise. I will continue having a relationship with Harbour and Associates. I am happy at the moment and looking forward to the next appointment.

I reached out to Derek on a Sunday, and he responded almost immediately.

Derek is the type of person that goes the extra mile. His advice is extremely valuable, he is full of energy and ideas. I get the sense that his advice is genuinely aiming to see me excel in business and in life.

I had a great meeting with Derek. He is an expert in his field. I highly recommend him.

Lovely experience. It is always a pleasure to meet individuals that are genuine concerned about the wellbeing of others! A meeting with Derek is worth every second!!

Derek is a great resource to discuss all business related matters and has been very helpful in setting up and structuring my trust and my company.

This man is a gold mine of everything property. And guess what, its all for free! Incredible.

I met with Derek and was blown away by the generosity in knowledge sharing. The man loves what he does, he brings himself thoroughly into the meeting and engages enthusiastically.

My interaction with Derek is always so professionally enlightening , i always walk out confident that what i am trying to achieve is actually possible , thank you Derek for your patience and encouragement

SME expert on Trusts, thanks for generously sharing your time Derek!

Thank you for your efficient and prompt service and guidance throughout many years of working together.

Brilliant service, even after hours when I was in desperate need of help, Derek assisted. Thank you very much!!

Excellent business coaching and advice - can recommend for any business, Derek gives ideas for improving your business as well as sound financial advice.

Great experience. Derek is a master at what he does...

Very informative and very Helpful guidance

An extremely valuable session...possibly unlocked the one missing element of our strategy. Thank you Derek!!!

Great meeting. Got down to business and answered all the questions we had.

Amazing service and advice!

Thanks for the advice Derek, looking forward to our next meeting

Prompt, efficient service