Stay away!!! You will end up paying thousands of hard working money extra. I managed to settle my financed bike in full after 3 months of installments also paid R20 000 deposit. The bike ended up costing over R30 000 more than retail. I was told that if I settle early I only pay 2x months of installments extra. My deposit is not even taken in consideration the installments did not make a dent in the financed amount. When I query this with Mr Fourie I get no response. Please people I am warning you STAY AWAY!